Services Overview​

Our Services

Living Benefits

Living Benefits can help offer peace of mind at a critical time. The policy owner is entitled to an early accelerated payout of the policy death benefits, if the insured is diagnosed to have a life expectancy of 12 months or less.

Indexed Strategy

An Indexed Strategy gives you the ability to earn interest based on the performance of the S&P 500® Index, without any downside risk. In addition, account values are based on tax deferred growth with the ability to access tax free income.

Retirement Planning

Financial planning strategies that transfer wealth or assets to beneficiaries upon death, including life insurance, annuities and estate planning.

We Are Here To Serve You

There are many financial products in the market, and so choosing the ones that best meet an individual client’s needs can be complicated.  Informed decisions about the products in any portfolio are best made after an assessment of individual needs. After meeting to do this, you are better informed when the time comes to choose from a comprehensive suite of products and services and select those that address your unique situation.

Products and services include:

  • Annuities
  • Wealth Transfer
  • Insurance Pension Plans
  • Group retirement and savings plans
  • Supplemental Retirement Plans
  • Other retirement savings plans designed specifically for employee groups
  • Life insurance
  • Critical, Chronic and Terminal illness

Why Are We The Best?

Insurance is essential to any comprehensive financial security plan. If tragic events like death, disability or critical illness strike, insurance can protect you and your family from undue hardship. Some life insurance policies also provide tax-advantaged savings that you can draw on to achieve goals like buying a house or retiring comfortably.

Retirement planning today has taken on many new dimensions that never had to be considered by earlier generations.  For one, people are living longer. A person who turns 65 today could be expected to live as many as 20 years in retirement as compared to a retiree in 1950 who lived,  on average, an additional 15 years.  Longer life spans have created a number of new issues that need to be taken into consideration when planning for retirement.

Managing your finances is an important component to any financial security plan. Along with the protection offered through insurance and the goal setting provided by investment choices, money management strategies help you manage your savings on a daily basis.

The death of a partner or major stockholder in a business can have devastating effects on both the business and the deceased partner’s surviving family.  The business is concerned with gaining control of the deceased partner’s interest at a fair price so that it can continue operations without interference from the surviving family members.  The family members are most concerned with receiving as much money as possible for their interest in the business and for capital that may be needed for estate settlement purposes.

Ready to learn more?